Disability insurance and disability income insurance policies are intended to protect beneficiaries when disabilities prevent them from working. If an insurance company fails to provide the benefits of the policy or provides reduced payment, this can drastically affect a person’s ability to afford living expenses.
Providing Assistance With Denied And Delayed Disability Insurance Claims
If an insurance company has not treated you properly, sought to rescind your policy or provided you no or reduced benefits, the Buscemi Hallett LLP insurance law firm in San Diego can help you. Our attorneys are dedicated to protecting your rights. Give us a call today to discuss your specific situation in a no-cost consultation.
Buscemi Hallett LLP is rated AV Preeminent* by Martindale-Hubbell and proud to be featured in San Diego Magazine’s Top Lawyers List. We are litigators who use our legal knowledge and over 30 years of combined legal experience to resolve insurance disputes effectively with a desire to achieve maximum recovery for our clients.
Disability Insurance For Business Owners In California
Business Overhead Expense (BOE) is a form of disability insurance that provides coverage for business overhead if the owner experiences a disability. These expenses can include overhead, rent, mortgage, insurance premiums, employee salaries and other expenses.
If you suffer from a sudden or gradual onset of a disability, documenting your damages — personal and business — plays a significant role in the potential recovery from your insurance company. Buscemi Hallett LLP has extensive experience evaluating these claims, documenting the benefits owed under insurance policies and aggressively pursuing the maximum amount recoverable.
If an insurance carrier fails to provide you or a loved one with the benefits owed under your insurance policy, the insurance company may have acted in bad faith, and our San Diego insurance attorneys at Buscemi Hallett LLP will work to protect your rights and livelihood.
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*AV®, AV Preeminent®, Martindale-Hubbell Distinguished and Martindale-Hubbell Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell® is the facilitator of a peer-review rating process. Ratings reflect the anonymous opinions of members of the bar and the judiciary. Martindale-Hubbell® Peer Review Ratings™ fall into two categories – legal ability and general ethical standards.